Overview
Whether you can recover money after a cancellation depends on three things: who cancelled (you or the provider), what exactly you booked (a single service or a package), and the terms and conditions you agreed to. There is no single rule. The answer differs significantly depending on whether the society or event organiser cancelled, whether you decided to withdraw, and whether your travel was booked as a package or as separate elements. Below I set out the main scenarios and the practical routes to recovery.
If the society, club or organiser cancelled the trip or event
If the university society, sports club or event organiser cancels, your starting point is that you are entitled to a refund of what you paid them, subject to the terms you signed up to. Money you paid for a place on a trip or event is paid under a contract, and if the organiser fails to provide what you paid for, that is generally a breach entitling you to your money back.
Two important qualifications apply. First, many societies and Students’ Unions state in their terms that certain costs are non-refundable once committed, for example deposits already paid to a coach company, venue or hotel. A term that simply keeps all your money regardless of the organiser’s actual loss may be an unfair term under the Consumer Rights Act 2015 and therefore unenforceable, but a term that retains only genuine unrecoverable costs is more likely to stand. Second, if the trip was run at cost by student volunteers rather than as a commercial package, the organiser may only be able to refund what it can itself recover from the airline, hotel or coach firm.
Practically, ask the society or Students’ Union in writing for a full breakdown of what was paid to each supplier, what has been recovered, and what they say is unrecoverable and why. Most Students’ Unions are charities with their own complaints procedures, and you should use that route before considering anything formal.
If you cancelled or withdrew
If you pulled out, recovery is harder and depends almost entirely on the booking terms. For a place on a society trip or event, you can usually only recover what the terms allow, or the amount by which the organiser has avoided loss (for example because your place was resold). The organiser is generally entitled to keep genuine costs already incurred on your behalf, but not to make a profit from your withdrawal. If a large deposit is retained even though your place was filled by someone else, you may have an argument that the retained sum is an unenforceable penalty or an unfair term.
Package travel: the strongest protection
If what you bought is a package, meaning at least two different types of travel service (such as flight plus hotel, or transport plus accommodation) sold together for a single price or in a linked way, you are protected by the Package Travel and Linked Travel Arrangements Regulations 2018.
If the organiser cancels the package, you are entitled to a full refund within 14 days of cancellation. Importantly, that refund must be paid to you regardless of whether the organiser has yet recovered money from the airline, hotel or other suppliers. You may also be entitled to compensation in some cancellation situations, unless the organiser cancelled because of unavoidable and extraordinary circumstances.
If you want to cancel the package, you can normally end the contract but may have to pay a reasonable cancellation fee. However, you have a right to cancel without paying any fee, and to receive a full refund, where unavoidable and extraordinary circumstances at the destination or on the route significantly affect the holiday or your ability to travel there.
A key question is who counts as the “organiser”. A commercial travel company clearly does. A student society selling a packaged ski trip or tour for a single price may in some circumstances also fall within the Regulations, which would give you much stronger rights. If in doubt, it is worth raising the Package Travel Regulations expressly with the Students’ Union.
Flights booked separately
If you booked a flight directly and the airline cancels it, you are entitled to choose between a full refund, paid within seven days, or re-routing on an alternative flight. Depending on how much notice you were given and the length of any delay to an alternative, you may also be entitled to fixed compensation, unless the cancellation was caused by extraordinary circumstances outside the airline’s control.
If you cancel a flight yourself, a non-refundable fare generally means you cannot recover the airfare, though you can usually reclaim the air passenger duty and certain unavoidable taxes and charges that the airline no longer has to pay, because keeping those would be an unjustified windfall. Ask the airline specifically for a refund of unused taxes and charges even on a non-refundable ticket.
Hotels booked separately
For a hotel booked on its own, everything turns on the rate you chose. A flexible or free-cancellation rate lets you cancel within the stated window and recover your money. A non-refundable or advance-purchase rate generally does not. That said, if you are prevented from travelling by something entirely outside your control, it is worth asking the hotel for a credit or date change as a goodwill gesture, and many will agree even where they are not strictly obliged to.
Insurance and card protection
Do not overlook two other routes to recovery. If you paid £100 or more for any single item by credit card, section 75 of the Consumer Credit Act 1974 makes the card provider jointly liable with the supplier for breach of contract or misrepresentation, so you can claim from the card company if the supplier fails to refund. For debit card payments, or credit card payments under £100, you may be able to use chargeback through your bank, which is not a legal right but is often effective where a service was not provided. Separately, if you have travel insurance, a policy with cancellation cover may pay out where you had to cancel for a covered reason such as illness, so check the policy wording and any excess.
Fairness of the terms
Whichever scenario applies, review the exact cancellation and refund terms. Under the Consumer Rights Act 2015, a term in a consumer contract that causes a significant imbalance to the consumer’s detriment, contrary to good faith, is not binding. A clause that lets the organiser keep money far exceeding its genuine losses, or that retains your payment even after your place has been resold, is potentially challengeable. Terms must also have been made clear to you before you booked.
Practical next steps
1. Gather your evidence: booking confirmation, the terms and conditions you agreed to, all payment receipts, and any correspondence about the cancellation.
2. Identify precisely what you booked and from whom: a package, a single flight, a single hotel, or a place on a society-run trip, and who cancelled.
3. Put a clear written request in to the society, Students’ Union or supplier, asking for a refund, a breakdown of any amounts said to be non-refundable, and the reason each is unrecoverable. Give a reasonable deadline, such as 14 days.
4. If it was a package that the organiser cancelled, cite the 14-day full refund requirement under the Package Travel Regulations 2018. If a flight was cancelled by the airline, cite your right to a refund within seven days.
5. If you are not refunded, escalate: use the Students’ Union complaints procedure for a society matter, and consider a section 75 claim to your credit card provider or a chargeback request to your bank for supplier payments.
6. Only if all of that fails should you consider a small claim in the County Court, which is designed for straightforward money claims and is relatively low cost, though you should weigh the time, effort and the prospect of actually recovering the money against the amount at stake.
What would change the answer
The outcome depends heavily on facts I do not yet have: who cancelled and why, whether the booking was a single service or a genuine package, the exact wording of the cancellation and refund terms, whether your place was resold, how you paid, and whether you hold travel insurance. If you tell me those details, and quote the relevant cancellation clause, I can give you a more precise view of what you are likely to recover and the strongest basis for the claim.
This answer draws on broad legal knowledge and checks current law, guidance and procedure against relevant sources.
Claim compensation for a holiday - Citizens Advicecitizensadvice.org.ukCancelling a package holiday - Citizens Advicecitizensadvice.org.ukInformation about package holiday refunds and cancellations - GOV.UKgov.ukAir passenger travel guide - GOV.UKgov.ukKNOW WHERE YOU STAND
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